Want to do a HELOC and I want to know how much we can get

Reach out to your local regional bank or credit union to see what they offer. You will probably not find one that goes over 80% LTV. Each lender will be different, you may need an appraisal with one where another will use automated valuation services to determine lendable value.Bert Carpenter, The LoansA2z Team of NEXA Mortgage ~ NMLS 40586 ~ Certified Mortgage Advisor and Certified by The National Association of Mortgage Professionals as a Certified Veterans Lending Specialist.NEXA is licensed in all states except MA and NY so give us a call. ~ www.ApplyYes.com 480-889-9000 - OR - 480-695-9300.

Most lenders that offer Helocs will cap you at 80% of current value. Most offer a no cost appraisal if they require one. Local banks are best..I find that Comerica offers a very competitive Heloc and usually at minimal to no cost.