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Veteran, FICO 520, have VA benefit.

What is the minimum credit score allowed to use my VA benefit? I am also 55% disabled and this allows for fee waivers. by martyloo157 from Bristol, Virginia. Jul 31st 2019 Reply


Hey Marty I'd be interested to know who told you what your credit score was? Did you speak to another mortgage lender? Or did you use a service like Credit Karma?

Jul 31st 2019
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Hi Marty The minimum is 620If yours is lower I will be happy to help you improve it.

Jul 31st 2019
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Dave Skow (daveskow)
#15 ranked lender in Washington - 455 contributions

520 is too low ...need to get it up towards 600....there are 3 main scores lenders use ...we pull a tri merge report and we use the middle score ...you might ask a lender to provide you with a report and feedback

Aug 1st 2019
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