usda or fha loans

Probably not.. The reason why I say this is because of "Manufactured Homes"... MF homes are the first to decline in value in a declining market, and the last to appreciate in an increasing market.. The lenders know this, and for that reason, most don't finance MF homes.. If the home was already setup as a ground set property with a architectural certificate, and you wanted to finance it, you would have a hard time finding a lender, but there are lenders out there doing MF homes for USDA and FHA.. So eventually you would find someone willing to do the loan.. However, you're talking about a construction or rehab loan for a MF home to be set and add the improvements. FHA has the 203K, and I believe they would allow this, however, I'm not sure you will find a lender willing to do it.. Best advice is to look within your area for MF home dealers and ask where they obtain the financing.. They might be able to direct you to a lender who allows this type of loan.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

MF homes are hard to finance. Try a to find a personal loan from your local bank.

You will have better luck with a personal loan. Most mortgage companies will not finance manufactured homes.