Underwater Refinance, Want Lower Rates and Payments

Hello, If your loan is owned by Fannie Mae or Freddie Mac, then you would probably be able to use the 125% DU Refi Plus, or LP Open Access programs. Check to see who owns your loan, then you would be able to search for lenders who can help you lower your payments, rate etc...

I have a few different options available that I can go over with you on how you can refinance or qualify for a loan restructure program. Feel free to give me a call directly.Austin Soutas949-229-1652

Absolutely. As noted below, you can have options for a refinance. First off, we need to determine who owns your loan. Does Fannie Mae own it? Does Freddie Mac own it? Is it an FHA loan? Is it a VA loan? Your scores are fine for a refinance and lowering your 7.50% rate will have a significant impact on your payment. Your prospective refinance is a make-sense move on your part. If you want further information on your options, feel free to call me direct at (909) 630-2029 or e-mail me at matt.rundle@westinmortgage.com. I look forward to hearing from you. Matthew Rundle.

If either Fannie Mae and Freddie Mac own your loan, there should be no problem refinancing it as long as you can qualify for it from FICO, income, debt, work history, and a few other financial standpoints. I would be happy to verify this for you. We have 40 lenders to choose from, including many major banks, and I'm quite confident that I can get you the lowest interest rate and cost loan in the country. I specialize in no cost loans, and believe yours could be done this way. Take a look at our web site at divitahome.com. I believe if you do you will feel very comfortabel working with me. My name is Blake. Call me at 626-796-7712 or 626-644-2020. I'm available 16/7.

As mentioned elsewhere here, there are a number of options. FHA and VA loans have streamlined options, where appraisals aren't required. Also, the new HARP program might be able to help you if your home loan is ownded by Fannie or Freddie.You can find out whether Fannie or Freddie own your mortgage by going here-http://www.fanniemae.com/loanlookup/https://ww3.freddiemac.com/corporate/I hope that helps.

Yes, depending on who ownes your property we may be able to help. Please call or email me so i could give you more information on how to approach your situation.