HI WendyAnn,thank you for such an interesting question! This sounds like a question probably better suited for an estate attorney, however, from the mortgage side of things my best guess would be you are always free to continue to pay the mortgage obligation. Ultimately, the mortgage company doesn't want the house back - they just want the mortgage paid.If you pull out the original mortgage on the property you will see the clauses that better explain how they call a mortgage due.If there is an estate/trust then you should be fine paying the mortgage out of that estate until you choose to sell the home or refinance it into your name.If you need the name of an estate attorney; please let me know, I'd be happy to pass one on.thank you!
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