Texas Mortgage for US Citizen working in Russia

Hi James! You have many options including using your VA Certificate of Eligibility. We are able to obtain your benefit statement upon receipt of a full loan application and supporting documents (income, assets, etc). To be Pre-Approved, you can visit my secure online website to apply today. I can work on your file today and we can discuss options once the credit file is received and the file is configured with your income, employment, assets, and any other necessary information. You seem to have all of the necessary requirements in place to be able to make this purchase, but your information will need to be reviewed to ensure you qualify based on debt to income ratio and credit score. If you would like my help, please contact me offline by email and we can discuss your goals in more detail. Thank you James and have a Great Day and Thank You for Your Service to the Military and protecting our Freedom!

Hi James. Hope this reply reaches you well. I will be available Tuesday in the afternoon to touch base and obtain all revelant information. I can reach out to an underwriter for determining qualifcation of your scenario. Feel free to reach out to me and I will get the ball rolling from there.Kind regardsRod Atkins

Feel free to reach out to me to discuss. Upon understaning your scenario, I will reach out to an underwriter to insure that we can do the loan.Kind regardsRod

Hi James,Thanks for the great question. First let me thank you for your service in the armed forces. It is great Americans like you who make a difference. As for your question, it should be pretty standard stuff. You should however expect to need to write a letter of explanation for the underwriter that details what you have outlined here in your original post. Some things that you may need to expound upon are any living expenses that you may have to bear while working abroad as well as affirming that although you work abroad, it will in fact be your primary residence and that your family (I assume that is your wife and children) will occupy the home as well. One last thing, and you already touched on this, because you are buying a home that is above the conforming loan limits int Texas ($417,000) you will need to make a down payment which your lender can help you with the calculation. It is a formula that involves reviewing your entitlement, the total amount of the guarantee, the sales price, etc.

Check VA max loan amount

Hello James,Yes, thank you for your service. I am located in Texas and have been in business for over 25 years and can help you. The other posters have touched on one caveat that over 417k in Texas you are putting 25% down on whatever amount goes over that mark. Give me a call or email me and I will give you more details on how this can easily be accomodated.

Sun National Bank is a Federally Chartered Bank who can lend nationwide. To better help you, I would like to see your financial situation. Please send me the following information for all borrowers:1. 1 Month of current pay stub's2. 2 Year W-2 Income Statements3. 2 Year 1040 Federal Tax Returns4. 2 Year Business Tax Returns5. 3 Months of current Bank Statements (if you own a business)6. Copy of Drivers Licenses All document must be transulated into EnglishPlease forward them to:James Mazzola8 Matthew AvenueKendall Park, NJ 08824jmazzola@sunnm.com or cornoil@comcast.netIf you have any questions, please do not hesitate to contact me:(O) 973-805-4107(C) 732-501-4249(F) 732-951-0629Thank you,James Mazzola

http://www.benefits.va.gov/homeloans/purchaseco_loan_limits.aspprice sounds a little high, check out eligibility on Va site, don't think Texas is a high limit area