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Term Length?

I have calculated that my wife and i can afford $1800.00/month on a mortgage, were are looking to pay off $140,000 mortgage over 10 years at 4.90% (5 year amortization). however our adviser told us to take a 25 year mortgage and just pay the extra amount every month. Why would he say this? are there advantages to longer term mortgages? by jmorgan from Indio, California. Apr 20th 2010 Reply


Nick Fratini (nfratini)
#5 ranked lender in Pennsylvania - 15 contributions

I would like to help you. Please give me a call at 610-344-9988.Nick FratiniAcre Mortgage & Financial, Inc

Apr 20th 2010
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Michael Seligman (michael@capfundonline.com)
#41 ranked lender in Florida - 11 contributions

Not really. Just the choice to pay less. A shorter term loan usually caries a better rate.

Apr 20th 2010
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May 9th 2010
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