I have calculated that my wife and i can afford $1800.00/month on a mortgage, were are looking to pay off $140,000 mortgage over 10 years at 4.90% (5 year amortization). however our adviser told us to take a 25 year mortgage and just pay the extra amount every month. Why would he say this? are there advantages to longer term mortgages? by jmorgan from Indio, California. Apr 20th 2010
I would like to help you. Please give me a call at 610-344-9988.Nick FratiniAcre Mortgage & Financial, Inc
Not really. Just the choice to pay less. A shorter term loan usually caries a better rate.
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