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So whats my next step? how do I get started?

I just graduated from college with a 640 credit score and will be looking to mortgage a new home soon (250k). My student loan will be paid off within 6 months. What is the next step toward getting a mortgage by lester33 from Las Vegas, Nevada. May 13th 2010 Reply


Gregorio Denny (GVDenny)
#257 ranked lender in California - 380 contributions

You should find a mortgage professional that you trust to assist you in the application process. Look local and ask friends for referrals, don't just trust anyone that posts a link to their website as being the best fit for you.

May 13th 2010
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Vatche Saatdjian (valleywest)
#4 ranked lender in Nevada - 7 contributions

Hi Graduate,The 1st step is to see if you qualify. Have you found a JOB in the field that you graduated in? You will also need a copy of your diploma and transcripts. You can visit our site www.valleywestmortgage.com and click on apply now and we can walk you through the rest of the steps! Look forward to helping you in congratulations again!

May 13th 2010
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Matt Baker NMLS#190779 (MattBaker)
#31 ranked lender in Arizona - 75 contributions

You need to speak to a mortgage professional in your area and start the qualification process. You want someone who will spend the time with you to analyze your debts per month along with you current income. You meet FHA guides in regards to credit score, so you want to go to someone familiar with FHA financing.

May 13th 2010
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