should i be on a HARP loan app. if my mid credit score is 606 and my husbands is 770 and he is the primary income?

You should remove yourself.. By you being on there could cause the automated underwriting system to deny the loan.. Under the current HARP rules, you are allowed to remove a borrower.. He will have to qualify on his own and he cannot use your income, but it's best to remove yourself.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Your credit score would increase the interest rate offered. It would be best to execute this in just your husband's name. Some lenders will only remove borrowers on HARP loans if there has been a death or divorce. It varies. I do not have that restriction.