Refinance

Absolutely. Finance it as a second home (rates are generally the same as primary residence) or as investment property (rates may be higher). In case lender will not accept Canadian notary you can always sign closing package in an embassy or US Consulate. Please note appraiser will most likely need to get into your house to complete appraisal report. Thanks.

Assuming your credit scores are acceptable, you'll need to have income with a Debt-to-Income Ratio of 45% or less. Pay stubs for previous 30 days, W2s or last two years Federal Tax filings to determine qualifying income. On a refinance some lenders will consider a DTI ratio up yo 50% with strong compensating factors. closing may be performed as SVP stated.Happy funding, Rudi

Yes. You can refinance the loan. We are Direct Lenders and fund loans in all 50 states. Please email me for a FREE quote. adennie@fmbranch.com. Thanks.