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Refinance with 76% LTV, can this be done?

I am planning to refinance before rates get any higher, I have a 76% LTV. Is this a good level? by grangeown111 from Austin, Texas. Jan 31st 2011 Reply


Chris Kelso (Chris Kelso)
#7 ranked lender in Texas - 11 contributions

You should be good on any of the loan programs available today.Best Regards,Willow Bend MortgageChris Kelso713-256-9138

Jan 31st 2011
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John A Soricelli Jr (John A Soricelli Jr)
#167 ranked lender in California - 151 contributions

Provided your credit, income and assets are where they need to be - you should have no issues. Please visit my website: www.ThinkJohnAJr.com for more information.

Jan 31st 2011
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Dan Paladin (dpaladin)
#356 ranked lender in California - 792 contributions

Yes...always good to be under 80% LTV...based on meeting the remaining guidelines you should be good to go...feel free to contact me for a no obligation consultation...877-369-4319

Jan 31st 2011
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Patrick McCarthy (PatrickM)
#22 ranked lender in Ohio - 196 contributions

There are several options available at that LTV, however, there are other factors that are considered when approving a loan such as your middle credit score(s) and payment history, any judgments, collections or outstanding liens and income. Please feel to call on me. With over 15 years lending experience, I can help tailor a loan that will benefit you and your family for the long term. 866-901-3576. Pat McCarthy Northpointe Mortgage.

Jan 31st 2011
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Nancy J Releford (nancyreleford)
#4 ranked lender in Tennessee - 233 contributions

Just be aware that if your're doing a Fannie or Freddie loan under the new changes that have just taken place, based on your score & being below 75 percent, if you go above 75 you will have to pay .25 in rate or points under the new rules. If I can help I am located in TN, give me a call for your options. Nancy Releford 615-867-3060

Jan 31st 2011
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Matt Baker NMLS#190779 (MattBaker)
#31 ranked lender in Arizona - 75 contributions

Of course that is under the 80% ltv required for Mortgage Insurance. I would call a local area mortgage professional today for your area Rates.

Feb 1st 2011
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