If there are no other issues such as bankruptcy less than 2 years old, recent foreclosures, income issues, LTV problem, you should be ok. Check with a local lender.
what is the Loan to Value ( value of your property vs. the mortgage (S) you have against the property- depending on who owns your mortgage you mayqualify for a HARP ( home affordable ) refinance- Contact a local lender in your area or a mortgage professional here on lender 411 to assist you.
With that credit score you can refinance but we would need to know all the specifics to properly advise you. Give me a call to discuss your options.Thanks,Union Home MortgageGus Dahlgren517-489-2440www.gustheloanguy.com
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