Forgotten Your Password?

Need to Register?

Question Icon

Refi under Harp 2

I recently rented my primary home because I can not afford the payment. I am living in another home my husband and I own. Can I still quailify for HARP 2 refi. ? by cvmill_205_382 from Cool, California. Feb 9th 2012 Reply


Antonio Ramos (casagrande)
#395 ranked lender in California - 8 contributions

Yes, it doesn't have to be your primary residence, as long as your loan is owened by Fannie Mae or Freddie mac, and originated and delivered to them before the cut off date June 1, 2009Thank You

Feb 9th 2012
0
0
William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

the new HARP 2.0 does allow refinancing of investment properties... but your loan must be owned by either Fannie Mae or Freddie Mac... WilliamAcres.com

Feb 9th 2012
0
0
Chris Brengelman (chrisbrengelman)
#46 ranked lender in Ohio - 28 contributions

This is correct and if you don't know for sure if it is owned ny either ( many people don't) you can call your current mortgage lender or go to the corresponding website and punch your address in.

Feb 9th 2012
0
0
NA NA (NAAAAAA)
#18 ranked lender in Missouri - 18 contributions

You can refinance a home with Harp 2 even if it is not the primary residence.The first step is finding out which investor has your loan you can look it up on the following links http://www.fanniemae.com/loanlookup/ for fannie mae www.freddiemac.com/mymortgage/ for freddie mac.Of course like the others said below your loan had to have been originated prior to June 2009.We would be happy to answer any questions for you at either www.delinefinance.com or you can call 888-279-5427

Feb 9th 2012
0
0
Bert Carpenter (BertCarpenter)
#37 ranked lender in Arizona - 2,431 contributions

Although the final rules have not been rolled out. Non-owner occupied properties will also be eligible. Bert Carpenter ~ The LoansA2z team of Nova Home Loans. NMLS 40586 www.LoansA2z.com

Feb 9th 2012
0
0
Ralph Richard Guertin (ralph@absolutelowrates.com)
#58 ranked lender in Georgia - 807 contributions

From what we understand is, if it was your primary residence and owned by Fannie or Freddie beofre June 1, 2009, you will be eligible..

Feb 10th 2012
0
0
Subscribe to our news feed.