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Refi texas home equity loan with harp 2.0

I have an existing mortgage, texas homeequity, also known as a6 loan. I have had trouble doing a refi since the cap on this type of loan is 80% ltv. The value has dropped significantly. This is a freddie mac loan. Can i do a harp 2.0 refi now that there is no appraisal required? by efranc_132_663 from San Antonio, Texas. Feb 23rd 2012 Reply


William J Acres (William_Acres)
#0 ranked lender in Arizona - 8,728 contributions

A6 loans do qualify for HARP 2.0. Contact a local mortgage broker, not a bank and apply with them... because of their access to numerous lenders, they can search out the right lender for your particular scenario.. WilliamAcres.com

Feb 24th 2012
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Ralph Richard Guertin (ralph@absolutelowrates.com)
#0 ranked lender in Georgia - 807 contributions

From what I have researched Yes, contact a local Texas mortgage broker and work with them to get you the best deal out there for your situation...

Feb 24th 2012
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You cannot refinance a Texas A6 loan using the Freddie version of Harp 2.0 called the Freddie Relief Open Access.

Mar 1st 2013
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