Rate with %40 down

Did you ever find a solution for this? If not, please call me. Gregorio Denny --WeFixRates.Com--

So it looks like you have to go stated income to qualify for the loan. So there are other factors like credit, etc but I do have a pretty good stated income programs with rates in the low 6% range. If we can document income to qualify they you are looking at a 30 year fix around 4.875%. Call me to go over some lending options!

Tough one. There are some portfolio lenders out there doing 'stated' income loans still, but not many. Lenders currently use tax returns to determine income for self employment income and unearned income (dividends/interest) which means you wont have much to work from based on your message. I would suggest you first try to contact your bank where the 1 million is invested as they may be most willing to help you in their private banking dept. After that you will need to hunt for a portfolio lender who can still do stated income loans. Currently I am not brokering to any lenders who offer stated income products. I know you are likely shaking your head...why not with that much down and everything else...I am with you...I wonder why not also, but the lending environment doesnt always make sense these days.