Applied for mortgage approved for 145 k but worried i'm getting jerked around on closing costs

All loans have closing costs. But closing costs and interest rate can go hand in hand. A lender can give you really low closing costs, but charge a higher rate to do so. Lenders can also offer really low interest rates, but charge higher closing costs to do so. I suggest talking to someone other than the builders preferred lender to get an idea of what $9,000 would get you in a rate elsewhere. I also suggest asking them what sort of rate they would offer with much lower closing costs. Finally, understand that using the builder internal lenders, because they have you wrapped up with the new construction, are generally some of the worst high priced lenders out there.

I would highly recommend discussing it with another loan officer licensed in your state. If you know your credit scores, or have a copy of your credit report, they can most likely give you an idea as to whether those fees are in the ballpark or not, based on current market rates, loan program options, etc...

If you still need assistance give me a call. I can almost always beat the builders preferred lender's offer. If you are short on time to close, I can close a loan in 11 days. We are a direct lender.214-504-1869 Jesse