Underwater condo calhfa 6% interest 249k loan current value 165k, no hardship, need refi

If the loan was a FHA loan, you might be able to do a FHA streamline refi; if it was a Fannie Mae or Freddie Mac loan prior 6/1/2009 you may be able to do a HARP refi. Otherwise, I don't know of any options.

Give me a call, I can help you determine whether it's an FHA loan or a loan that could qualify for the HARP program, they both allow you to refinance even if you're underwater as long as you and the loan meet certain guidelines. Both programs are currently in the low 4's, no cost.Ask for: Lenny SpanglerSav-More Financial949-494-8672