I moved out of my primary residence into an apartment to get closer to work. Can I still refinance as a primary residence?

If your current loan is a VA loan, then you can use the VA IRRRL (Interest Rate Reduction Refinance Loan) to refinance even if you are not currently living in the property. Otherwise, your loan must be an FHA loan that you do a streamline refinance on. Let me know if I can help you.

Nope.. a primary residence is the property you live most of the time (183 days or more per year), and once you move out into another property, then it's no longer your primary residence.. you can refinance it, however it would be considered an investment and you would be subject to investor rates.. It's possible you might be able to convince the lender that the new apartment is a 2nd home (very unlikely), and your owned property is your primary, but if you are renting it out, then that will end that scenario. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

If it's no longer your primary resident, you can not refinance it as your primary residence.

No, but you may be able to claim it as a 2nd/vacation home if it is not rented. I can help: pdumouchel@primelending.com or 843-619-6025 http://pdumouchel.primelending.com **PrimeLending was #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013

Not if you don't sleep there at least 50% of the time.

No you could not. You would have to refinance the property as an investment property.