How possible is it to get a jumbo mortgage with a 712 credit score?

YES, IF YOU QUALIFY AS TO INCOME AND DEBT RATIO, A 712 SCORE WILL WORK IN SEVERAL LOAN PROGRAMS I HAVE AVAILABLE.

if a large purchase on a CC dropped your score, then if you pay it down, it will rapidly increase your score.. that being said, Jumbo loan interest rates are determined by credit scores and Loan to Value. so 712 is acceptable, however you might get a slight improvement with a 740+ credit score.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

As long as your income and debt ratio are within guidelines, you should be fine.

You can still get a jumbo loan with a 712, but it will depend on the loan amount and how much you are putting as a down payment. I would speak with a local loan officer, go through the pre-approval process and find out for sure what you qualify for. Best wishes, Sean

your score is ok but income and value could effect approval. you can contact me to discuss, i reside in sayville and will be available all week to answer your questions

You should be OK, the main thing is how much are you able to place down on your property. That is going to determine how low your rate is going to be.

Your score should be eligible, but there are plenty of ways to quickly drive your credit above 720, which will likely give you the better pricing options and is well worth any effort to get the score up just a few points. I'd work with a mortgage professional to get your Tri Merge Credit Report pulled to see what your middle score and then they can tell you what you need to do to pull the score higher (if needed), which may be paying down a balance just a bit, etc. Good Luck!