Can i get conventional financing with 695 credit?

Yes, you can. Your rate might be about .125% higher. Also your mortgage insurance might be a bit higher as well - depending on how much you are putting down. There might be a couple of ways to move your score up to 720 - paying down the balance on a couple of cards generally can get you 20 - 30 points. Call me and I will be happy to review you situation. I am all about information without obligation. Linda Miller 801.550.1222.

A credit score of 695 is allowed with conventional financing. If your score were higher, your would qualify for better terms however. So if there were something you could do to get a 5 point bump, it would help lower your interest rate and your Mortgage Insurance rate if it's needed.

Conventional financing will go down to a 620 score so you will be fine. Let me know if you need any assistance.

A 695 credit score is high enough for you to obtain conventional financing. You will need to make sure that all other loan parameters are met. If you are looking for a good, honest Loan Originator - give me a call. Jarrod McOmie, 801-750-3998, or email me at: jarrod.mcomie@snmc.com Have a great day!!!