Can I get a mortgage with a short sale 3 years ago?

VA will NOT allow another VA loan is there is any loss on a previous VA loan, unless you pay that loss back. As it was a short-sale, you should immediately request a VA Certificate of Eligibility to see what they are showing, and even if you are VA eligible at this time. www.VA-IRRRL-Loan-MN.com

Joe, is correct. I can't even add anything to his statement.

Correct you'll need to look into FHA or HUD 184. Www.todaylending.com

That is correct, but you may consider an FHA loan.

You can do this FHA after 3 years and you can do this conventional after 2 years with 20% down.

Actually you might very well be able to do another VA loan even if your previous home you had a short sale on was a VA mortgage (even without having to payoff the loss the VA suffered). There are some intricate calculations that come into play with determining how much you are eligible for on a new VA loan that are based on how much of a loss the VA suffered on your previous loan.Also, it must be 3 years from the date the VA reported the loss so you have a clear CAIVR's number. I specialize in VA in Oklahoma and can help you determine if you can do another VA loan. www.valoansok.com or nick at 4 0 5 - 3 0 8 - 4 2 0 8