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Wondering where to start I inherited my home so I own it with no loan I have a poor credit score help in WI

by karenl_373_875 from Madison, Wisconsin. Jun 7th 2013 Reply


Steven Ceceri (123LoanYes)
#12 ranked lender in Rhode Island - 723 contributions

Hi Karen! Please send me an offline message through this site to describe your credit and I can give you some suggestions and possibly help you with the financing you need! Thank you and good luck!

Jun 8th 2013
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I am looking to get as an equity loan for major repairs

Jun 7th 2013
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Shaun Weeks (sweeks)
#898 ranked lender in California - 106 contributions

Contact me and I can see if I can help you.

Jun 7th 2013
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Dave Metsker (DaveMetsker)
#35 ranked lender in Oregon - 2,318 contributions

If you, or anyone in your household, is over 62, I can help you.

Jun 8th 2013
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,843 contributions

Having no mortgage is so awesome... But if you are looking for a home equity loan, or any loan for that matter, your poor credit is going to be a major stumbling block for 98% of loans. But you should contact a mortgage broker in your area, give them a full application, and let them see if, while credit may be poor, if it is OK enough to get a loan.

Jun 9th 2013
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Jennifer McCormick (JMcCormick)
#32 ranked lender in Wisconsin - 5 contributions

Hi Karen. I agree with the other comments. Let the lender determine "poor" credit. It may not be as "poor" as you think. :) I am a local lender here in Sun Prairie. If you would like additional advice or recommendations I'd be happy to help. Please feel free to contact me. Jenn

Jun 10th 2013
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