How long do I have to wait to get a home loan after foreclosing on my mortgage?

The shortest Waiting Period is 3 years with an FHA loan. The waiting period is based on The Date that the deed to the property was transferred Out Of Your Name, not the date you moved out of the home or the date that you received the notice of foreclosure. Check the public records first to determine what that all-important date is. Here is the breakdown:FANNIE MAE:Foreclosure - 7 yrs. from completion dateFREDDIE MAC:Foreclosure - 7 yrs. from completion date, 4-7 Years must have 10% downFHA:Foreclosure - 3 yrs. from completion date

3 YEARS is the current rule for a FHA loan, sorry to say. www HOMEMORTGAGEXPERT.COM

The Rule for FHA is 3 years however it doesn't start until the title changes hands. There can be exceptions made to the rule if you can demonstrate extenuating circumstances beyond your control.

Check out my blog at https://www.lender411.com/mortgage-articles/8658/purchase-a-home-after-adverse-financial-event/Be happy to meet with you.

Three years after actual date of foreclosure completion.

3 years unless you have 35-40% down payment, then you could purchase now.

3 Years

Barb gave you the bottom line.

Three years, and you have numerous lenders responding the same way. If anyone tells you otherwise, they are full of you know what. There are rare circumstances where extenuating circumstances can overcome the foreclosure wait period. The term "Catastrophic" problem must ring in your ears, otherwise you need to wait 3 years in order to apply for a new mortgage.

3 to 4 years

Hello -- everyone has given you good answers, for the programs they are discussing. Since you are in Everett, and there is a Naval base there, wanted to let you know that there is one other possibility, if you qualify, and that is a VA loan -- for that there is a 2 year wait after the foreclosure completion date.