Can I get a streamline FHA refinance if underwater?

Yes. FHA will allow the use of the original appraised value used to make the loan you are trying to refinance, so in the eyes of FHA, you are not upside-down. ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in California and Arizona ~ www.LoansA2z.com 888-889-9950

yes we do have some lenders that will do more then the house is valued.

Yes I do have some lenders that will finance more then the property is valued for on a streamline.

Yes, call Matt Elston at AgSouth Mortgages, p. 803-493-1392I've done several of these. You will see a huge benefit if you've had this mortgage since Maty, 2009 or before.

The beauty of the streamline is that No Appraisal is Required, thus there is no determination of being underwater, so to speak! I can help you if you'd like, so just send me an offline email for more details! Enjoy the day!

Absolutely! I'm here in SC if you would like help, I handle a lot of FHA loans. Direct at 843-619-6025 or pdumouchel@primelending.com Streamline FHA essentially allows you to refinance without consideration for the current value of the home. Some of the details does depend on when the current mortgage was closed.

You need to look for a FHA Streamline without appraisal. It sounds like at least one of the lenders responding can help you. good luck!

Yes. I do have some lenders that will do this without an appraisal. You will also benefit if your mortgage was prior to May of 2009. I would be glad to help you.Bill Nisbet843-4123-3414

FHA does not knowingly allow over 100%. But, seeing as there is a no appraisal option, underwater people with FHA loans are able to refinance if underwater all the time. www.FHA-Streamline-Refinance-MN.com

Yes. FHA will refinace using your original apprasial. I'm a lender here in South Carolina. Please contact me at 843-272-0442