my husband i want to purchase our 1st home. 150,000 with 30% down bfor 2013 in Fontana California. Would like some help :)

I have over 25 yrs in this industry, and everything from a compliance officer to a orginator, funder, you name it ... I also work with a great loan officer right in california , close to you, she has about the same itme in this business.was the house paid on time during the divorce? this is really important.. did the spouse refi him to get off of the note?? linda 602 330 1598 yourloanpartnerforlife@live.com

Congratulations on your decesion to purchase a home before the end of the year. I have many years experience in the mortage industry and I have the capability of getting your loan closed within two weeks. I am currently doing a VA loan for a customer who like you is purchasing a home in Fontana. If you do not already have a local realtor I have two realtors that I would be happy to introduce you to as well as pre-approve you for your loan ahead of time. The importance of being pre-approved is that makes a very positive statement to the realtors and the sellers that they have a buyer that can close the purchase on time without hassels. I would be more than happy to spend time with you discussing what we need to qualify you for the loan and then actually get you pre- approved for the loan. If you already have a realtor I would be more than happy to talk with them about your purchase plans and what we need to do to get the loan done.I am based in Orange County and I am available to meet with you in person. Please call me at 888-842-7296. Thank you and Good Luck. Al Perry, Alton Lending

you can call me 602 330 1598 linda

Karla, You shouldn't have any trouble based on the scenario you provided depending on credit and other debts. As long as those are okay you should be able to work with pretty much any lender. Just be prepared to provide a lot of documentation for the application. This is a great article that was in Forbes this past Spring: http://www.forbes.com/sites/moneybuilder/2012/03/09/the-perfect-loan-file-2/ Good luck!

I would be happy to assist you in getting financing. I can have you pre-approved in a matter of minutes. Give me a call or shoot me an email. 800-462-5612 or Al.McGhee@SecurityNational.com

Hi Karla,I see that you have had several responses. I specialize with both first time home buyers and I also partner with divorce attorney's to help people in your exact situation so this is really common territory for me. I am located not too far from you so it would be easy for us to connect. Since this is new, I recommend that you talk to at least 3 people so you know who you feel more comfortable with and I also recommend you have everyone provide you with a pricing quote as well. I can also recommend GREAT real estate brokers in your area for when you are pre-approved and ready to buy. Another strenght that my tean works incredibly fast. If you would like, I can send you a handbook on buying homes as well as the do's and don't for your loan process? Please let me know if you would like me to call you so I can obtain your email address? In any event, best of luck with your loan purchase!