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No credit FHA Streamline in California

Anyone does them anymore? I keep looking but not finding anything tangible... by kukumjacka from Concord, California. Oct 4th 2012 Reply


William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

Yes.. there is a company out there that does FHA streamline refi's without pulling credit in CA, so even if your score is 500 or less, there' a way to go.. You have to be current and have had no more than 1x30 day late payment in the last 12 payments, and it cannot have been late in the last 3 months.. my contact info is below, shoot me an email and I'll get the lender info for you.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com

Oct 4th 2012
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John Le Francois (john.lefrancois)
#2 ranked lender in Nevada - 14 contributions

We do have one lender that will do a FHA Streamline with only a mortgage rating and FICO score over 680.

Oct 4th 2012
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Robert Le (robert_le)
#623 ranked lender in California - 36 contributions

William, if they do not pull credit then how do they know your score is 500 or less. How do they know that there is not late payment for the last 12 payments etc...Kukumjacka, there will be a pull on credit however, there are lenders that will do low FICO score. Call me at 714-943-6499. I can walk you more on the FHA guidelines.

Oct 5th 2012
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