Interested in refinancing my mortgage, help

Yes. The only way to be sure is to take a full application with accurate income, real estate taxes and insurance numbers. It's also helpful to have the month, year, rate and original loan amount to make the best comparison of results. 800-845-4311 - michael seligman

You would be the ideal candidate for just about every lender out there... Contact a local mortgage broker, not a bank and apply with them. Because of their vast lender network, they can find you the absolute lowest interest rate and best terms to fit within your particular scenario. WilliamAcres.com

Congratulations on having excellent credit. Your high scores will certainly be a great asset for you. Past income is not used to qualify a borrower - future income is used. Income must be available for a minimum of three years into the future. Therefore, the nature of how your income is critically important. As noted elsewhere, assessing your eligibility is best done with an application and submitting your loan to an automated underwriting engine for approval. Based on taxes in the neighborhood of $10,000 qualifying could be tight. You didn't mention what rate you have now and if you plan to borrower more than $417,000 you will pay a higher rate since your loan is considered to be a JUMBO loan and will cost more.I'm sorry I can't be more direct in a response. But not knowing more about your situation prevents me from being more precise.Good Luck,Mark

Yes, The Best way to be accurate is for us to look over all your debit and see how much income is coming In. We will beat anyones rate and closing cost out there. Also we are located in Florida with an A rating on the Better Bussines Bureau. With those credit scores your looking at 3.75% on a 30yr with No Points. Please give us a call at 1-877-276-8323 Glenn Thanks