I'm self-employed, can I get a mortgage?

Per the Fannie Mae Selling Guide "A person who has a shorter history of self-employment -- 12 to 24 months -- may be considered, as long as the borrower's most recent signed federal income tax returns reflect the receipt of such income as the same (or greater) level in a field that provides the same products or services as the current business or in an occupation in which he or she had similar responsibilities." This would on a case by

Sorry about that , it would be review on a case by case basis along with good credit I don't see why you couldn't get a loan. If you should have any additional questions please click on my profile for my contact information. I hope this helped you.

Seasoning of self employment is only a small portion of the analysis of whether or not you will qualify for mortgage financing. Income (net, not gross) is usually the biggest stumbling block Most self employed people tend to write off every possible tax deduction open to them. This is a great idea; except self employed borrowers' income is written against the bottom line, not the gross profil. A mortgage professional can analysis your tax returns to provide an answer to your question.