first time home buyer questions

I am a lender in Gilbert AZ. That is a great score for being a first time buyer and you have options. As to the income and how much you qualify for all depends on how much you are wanting to purchase and then we can run the figures and see up to how much you will qualify for. If you'd like, we can analyze your needs and discuss your options as well.

Hello Paulav675! First of all, congratulations on your studies! I understand that since this would be your first time purchasing a home you have a lot of questions and I'd like to take the time to ask a few questions as well as, gather more information and better understand your current situation. Please see my contact information below:Janette BogaczykLoan Originator NMLS: 506058janette@limemortgage.comPhone: (972) 955-4956Located at: Lime Mortgage, LLCNMLS:1753398 7272 E. Indian School Rd, Suite #540Scottsdale, AZ 85251

Hi Paul, my office is located in Gilbert AZ and know the city well. Being you are a first time home buyer, you have a few options available to you with either a low down payment or down payment assistance programs that can provide funds to purchase your new home. Your score provides several great options to choose from. As to how much you can qualify for will depend on the following- How much are you wanting to purchase and afford?- Your monthly debt (monthly payments not debt balance)- What loan programs fit your needsWe can have a free consultation and review the best options for you and your short and long term financial goals. Contact me at your earliest convenience.Thank you,Ted CantoBranch ManagerDirect: 480.650.8602 | Office: 480.558.1748 | Email: ted@tedcanto.comCMG Financial335 E Germann Rd Suite 110 | Gilbert, AZ 85297

Paul, I am a mortgage originator that has the ability to get funding for first time home owners with the FICO score as low as 500.There are several programs and loan scenarios that may be of interest to you. I would like to speak with you and allow you to decide what best works for you. We will analyze your situation together and go through your options and document your financial end game for your interests.

Paul, I am a mortgage originator that has the ability to get funding for first time home owners with the FICO score as low as 500.There are several programs and loan scenarios that may be of interest to you. I would like to speak with you and allow you to decide what best works for you. We will analyze your situation together and go through your options and document your financial end game for your interests. I have a license for both Arizona and California

min score is 580- 620 ( depending on the program .....getting a co signor is a great idea ...fyi - low middle score of all borrowers is what is used for loan purposes ...fyi - credit karma is often not that accurate so I would advise getting pre approved to know for certain what you can qualify for .... also - be aware that if your student loans dont have any specific monthly payment set up yet - lenders might be forced to use 1% or .5% of the loan amount for qualifying purposes

More info needed to determine if you qualify, but your credit score is within the acceptable range for most lending programs. Understand that we look at your scores on all 3 major credit bureaus, and loan pricing and eligibility is based on the middle score of all 3.. Also understand that it doesn't matter how much you own, what matters is what the monthly payments are for the debt you owe. In all reality... an online website is not the best place to get accurate information. Pick up the phone and call someone.. (like me).. and give us 5 minutes of your time.. No more guessing and you will know exactly what you qualify for.. If you haven't found anyone yet.. i'd be glad to assist. . I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893

677 is fine ..scores as low as mid 500s are possible for loans