do i need to order an appraisal before i refinance?

No, and you definitely shouldn't. The lender will need to use their own independent appraiser to value the home so if you order one on your own, you will have wasted that money. I'd be happy to provide you with a loan quote for a refinance today if you would like. Rates are great!

No.. if you do, it would be a waste of money.. Any appraisal you provide cannot be used.. The lender must contact an appraisal management company (ACM) and the ACM will hire the appraiser.. this way, it's 100% independent. Also, depending on your scenario, it's possible you wont even need an appraisal!! Wish to know more? Feel free to reach out to me.. i'd be glad to advise you.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / LendUS, NMLS 1938/ AZMB0121893