Co-Signer Not on a Title
I need to take out a 2nd mortgage but I recently lost my job and do not have the supporting income alone to qualify. My partner is employed, making over $100k a year, FICO is 780 and i want to know if he can be considered as a co-signer if he is not on the title of the home. Thank you. by Youll1967368 from Columbus Junction, Iowa. Sep 6th 2018
David Baker (David Baker)
#1 ranked lender in Iowa - 52 contributions
There may be a couple of solutions if your or your partner would like to chat about some of the details surrounding the scenario? Too many details to really cover via a forum such as this one, honestly.
Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,848 contributions
The quick answer is yes and no. Yes, you can probably get a loan with that person as a co-applicant, but that person will also be added to title.
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