I am upside down on my loan by $200k and my loan is set to reset next year. Can anyone help?!

Do you have an FHA loan by chance. Opened before May 31, of 2009?

More info needed to advise you.. but if you are looking to refinance, then there might be some options.. but if you are looking for a way out of a $200K deficit.. then that's a completely different situation.. the overwhelming majority of the country has pulled out of the negative equity rut.. 10 years later and you are still upside down.. it might be time for some drastic measures.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893