3 years from foreclosure, and bankruptcy

Sure you can. Please go to http://gogsf.com/Cesar-Martinez and apply for a mortgage

Yes, you may qualify for a mortgage. Please go to the website, I'd like a chance to speak with you about the different loan products you may be entitled for to. https://www.peakhomeloans.com/almir/.

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Yes.. FHA has a mandatory 3 year waiting period from the discharge date and/or foreclosure date. Conventional requires a 4 to 7 year waiting period depending on the details of your BK.. Understand that FHA has lower loan limits than conventional, but the benefit is you only need 3.5% down.. I'm a preferred Lender with California and Arizona being my primary markets. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. 480-287-5714 WilliamAcres.com NMLS# 226347 / RPM Mortgage NMLS 1541014 / AZMB0121893