Do I qualify for a loan if I have a 3-4 year foreclosure on file?

Hi there! For foreclosures it has to be 3 years from the date the property was sold to another person. If it has been then yes you would qualify based upon that guideline. Please give me a call and I can assist you further.Thank you!Amy WedigLoan OfficerPolaris Home Funding332 Jefferson St.Greenfield, Oh 45123614-603-0426 office888-688-1760 fax NMLS #268257Polaris NMLS #38072Branch NMLS #1203018State licenses: OH #LO.031782.000 IN# 27084Branch State licenses: OH #MB.803870.016-BR, IN #10901

Yes, no, and maybe... Whenever you have a major negative credit event like foreclosure and bankruptcy, there is a mandatory minimum waiting period before you can get a new mortgage loan. The waiting period depends on what type of new loan you are applying for. I have an updated list of the waiting periods on my web site at https://joemetzler.com/waiting-period-after-foreclosure-short-sale-or-bankruptcy.htm