I have 620 credit middle score, wife has no credit.
She has been a housewife. We are tired of renting, but cannot put too much down. Is there hope for us? Can we get into a home? by jimDulles from Redlands, California. May 16th 2011
Odell G Grant (OdellG)
#73 ranked lender in Florida - 9 contributions
Yes you can however depends on your income and debt ratio
MIKE CONVIN (mconvin)
#6 ranked lender in Delaware - 202 contributions
hi: If your wife can obtain non-traditional credit (bills she paid...ex: insurance, utilities, cell etc) ...If manual underwriting is permitted ....Has anyone pulled her credit? I answered underwriting questions for Freddie and could give some suggestions. Call to discuss if you'd like...I've had these scenarios before and LP (Freddie Mac) came back with diff assessments..Mike
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