We are currently approved for a conventional loan however we would like to have a cheaper downpayment and lower interest rate.

We are nationwide Lenders switching you to an FHA is easy for us. Give our office a call at 936-228-1944 on Monday and we'd be delighted to discuss your situation and get you approved for an FHA loan.

Hi Jamarious,I'm located in Memphis and do a tremendous amount of FHA loans. You can call me directly at 901-461-8858.Thanks,Wendy Thompson

you rate will be higher wit the fha loan.. and there is mortgage insurance added to the payment .. do not just look at the rate look at , can I afford this payment ?? linda at lindaonthego@outlook.com

Mr. Beasley, You can tell your lender that you would prefer a FHA loan or you can shop around for one. You will need a pre-qualification letter that states you are FHA approved when making an offer because some sellers are less willing to accept FHA loans offers if there house is in need of repairs.I can assist you with getting pre-approved, my phone number is 404-483-9526 and email is Jackie.peck@ucbi.com. United Community Bank serves TN, GA, SC, NC and parts of FL. NMLS#511778 We also offer a 0% down program for first time home buyers with no mortgage insurance that we can discuss to see if you qualify.

You can contact the loan officer you are dealing with, they should be able to tell you the FHA options avaliable to you. Typically FHA requries 3.50% down, lower interest rates, but PMI insurance on the loan. The loan officer will be able to tell you about the pros and cons.