If I were to purchase a home using cash, can I take out a mortgage later?

Yes. You can do delayed financing and take out a mortgage. 80% LTV based on purchase price. We have to be able to source the funds you used to purchase the home.

Delayed financing will work. You will have to pay the rate as if it is a cash out refinance. Text me if I can help. 9543949005Ryan

Delayed financing will permit you to do this as a no cash out refinance, with a paper trail of the money used for the purchase. 5613920040

Give me a call tomorrow. There are several other factors to consider. 3057477562 or text me 8189159956

If you are doing a conventional loan then your best option is the delayed financing refinance. Not considered cash out and is ideal for those that need to purchase the property quickly in order to win the bid process when trying to get a home under contract.