How do I take myself off a loan if the other person on the mortgage loan can't qualify for a refinance on their own?

you would not be able to refinance the loan into the other persons name- only if they cant qualify on theie own

You can remove yourself from legal ownership with a Quit Claim deed, but unfortunately, the only way to remove yourself from the actual mortgage loan is with a refinance. If the other person doesn't qualify to refinance the home on their own, you are in a pickle. Outside the box options for the other person would maybe for them to look at higher rate non-traditional loans (sub-prime), or maybe the other person can add someone else to the new loan (ie: co-signer) to help them qualify.

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