Looking for a HARP refinance in NV

Hi Amber,William covered quite a bit there. I am local and I would be happy to review your current loan and provide you with options that would meet your housing goals. I'm confident that you'll have some solid choices available to you.jp.mulchay@freedommortgage.com702-267-9443

You shouldn't have a problem. just about any mortgage broker in town can help you, but I would avoid the "big box" banks.. Keep in mind that HARP is due to expire at the end of this year.. since values have steadily increased over the past few years, the program has outlived itself, and there is very little need for this program any more.. so long as you have sufficient equity, say 5% or more, then you can refinance without HARP.. if your current Loan to Value is below 80% and you are currently paying mortgage insurance, then you should not be using HARP.. if your current loan does not have PMI, but you don't have 20% equity or more, then HARP could be beneficial to you.. This is where an experienced loan officer will shine.. their job is to seek out the best loan product for your specific scenario.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347

Every broker or lender has HARP so you should be able to shop around if you want. William outlined everything well on whether you should use it and I would be happy to guide you on that once we know where you stand with your current equity position. Please reach out to me at your convenience and I would be happy to tell you what I can do for you. Brad

I agree, the Loan Officers that responded did a good job explaining this.