ANy lender still doing HELOCs any more? What is LTV requirements?

Maybe your local Credit Union?? I know I do not have any HELOC products, as of today. Rates are so low to begin with. Would you consider looking at a fixed rate? Rates are too low to not want the fixed product. Consider looking into the possibilities, even though you may have a low rate already. Never hurts...you can email me at rconstantine@myhsoa.com for a no obligation look at your scenario. My name is Rich, hope this helps. RC

I am in California and I just accessed US Bank's rate table. They are the most common, and only HELOC lender out there that I know of and use. The typical LTV is 80%, and you will need a 720 FICO score for that.If the HELOC is over $100K, the rate would be .75 above prime, or 4.00%.Rick Pelleriti530-205-9145rpelleriti@ascenthomeloans.com