Yes, we do VA loan with 580 FICO. Please feel free to contact me at 703-459-8899, Thanks Allen Wang
Possibly, but understand it takes more than a credit score to get approved.. much more info is required.. but the biggest question is "WHY?".. why is your score so low? BK, Foreclosure, unpaid student loans or unpaid taxes, judgments, collections, etc.. you could have a 750 credit score, yet with one of these deficiencies, you might still be denied.. For anyone here to advise you properly, we need to see the whole picture.. So for this reason, i suggest you contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com NMLS# 226347
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