im currently at 5.5% but im making more income than I was when i got the loan 3 years ago and my fico score is 725 by b.ravens667567 from Denton, Georgia. May 19th 2015
5.5 is really high compared to today's interest rates. You should be able to get a much better rate than what you currently pay.
You should be able to do a no income verification and no appraisal VA IRRRL (Streamline). You can even look at other refinance options to reduce your term without increasing the monthly payment. Feel free to contact me if you would like a quote to compare your options with other lenders. Victor Emmel, PrimeLending 801-819-5901 vemmel@primelending.com
You maybe also able to get rid of your MI depending on your value.you can email me at mjewell@midlandmortgagecorp.com
VA rates as they are today you should be mid to high 3's I would guess on a VA IRRL Streamline
Wow.. that's a very high rate.. you can definitely save some money by refinancing.. Keep in mind that with VA, the IRRRL program does not require an appraisal, but most lenders will.. so be sure you ask the question before moving forward.. .. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
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