first time homebuyer assistance

We have a down payment grant program available. It is an FHA loan with either a 3% or 5% grant that doesn't need to be paid back. Feel free to contact me at 801-819-5901 to review the details. Victor Emmel, PrimeLending, South Jordan, UT.

There are grants available for specific cities that you could qualify for. However, in addition to Utah Housing, I have 2 other down payment assistance programs that we offer that are new and available for those to meet the criteria. Please email and/or call me so we can talk about how get you into your home using one of these special new grant programs. Jason.hall@utahmortgageloan.com 801-209-1534 cell

The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Downpayment assistance usually has income and sometimes house price limits. Talk to a local lender (broker OR lender) about what is available where you are buying. Not all lenders participate in these programs. Good luck!