We are in a higher income bracket.....can we still apply for harp

HARP has nothing to do with income. you have to have your loan closed before May 1, 2009 and it has to be owned by Fannie Mae or Fredie Mac. If you need help contact me - Yogesh Shah - 714-936-5300

HARP is all about the value of the home not your income. As long as you have a Fannie Mae or Freddie Mac loan you should be able to look into a HARP loan.

The answers you have received are accurate. You may not need a HARP loan though to accomplish your lending needs. There may be a misunderstanding of its purpose to what would work for you. My Direct Line is 805-530-1199. I would love to offer advice that will allow you to make the right decision for Your Real Estate Life. Michael A. Harris, CEO United Mortgage Corporation of America.

HARP refi's are not necessary interned for low income borrowers only, but rather for borrowers who don't have sufficient equity required to satisfy the lenders loan to value requirements when refinancing. So long as you make enough to be within the acceptable debt to income ratios, you should be fine.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

You can't make too much income for the HARP program, but you do need to make enough to cover your debt to income requirements. I would suggest speaking with a local lender to see if your property is HARP eligible first, then have them present you with your available options. Best wishes, Sean

HARP loans only apply if your existing loan was closed before May 31, 2009 and is owned by Fannie or Freddie - and there are some related benefits if it is FHA. Your income doesn't matter.