can I get financed? 50% ltv?

I do not lend in Florida, but can give you some advise. For income, the most important part is the land contract income. Do you claim it on your taxes? If not it would be hard to qualify unless you have no other debts. Also if you put half down that would put your loan amount at $37500. You have to be carefull there because most lenders have a minimum loan amount of around $50000. But with your FICO score being what it is, the attractive part is how much you can put down. So you have a little bit of a catch twenty two. I am sure you can get it done, just wanted to give you an idea of some road blocks you may run into. Good Luck..If you just want some advice, you can email me at Dwight@ALendingPartner.com.