We are able to offer these loans, but they are equity driven. Please give us a call or visit our website.http://www.afflending.com
no.. you have to be discharged from the chapter 13 ,11, or 7.. you can not get a loan with a open bankruptcy.. sorry even private money will not work..
Nope, sorry. At least 2 years from when you file, depending on the type of BK.
Sorry my friend but the answer is no.
No. You will need a minimum of a two year waiting period after the discharge date of your bankruptcy before you will be eligible for a new mortgage again provided you have reestablished/reaffirmed credit and meet all other general qualifications.
There are no conforming loans that will allow you to purchase a home with a 2 week old bankruptcy.. in fact, your BK has to be discharged before any lender will allow you to purchase.. and for most conforming loans, the mandatory waiting period is between 2 to 4 years. FHA has a program called the "Back to work" program which will allow you to purchase 12 months after a BK, short sale or foreclosure. The guidelines are very strict, but if you meet the requirements, you can purchase after 1 year.. Any other lending program will not be a conforming type of loan.. but rather a "Hard Money" type loan.. expect very high interest rates, lots of garbage fees, and a minimum of 30% or more down payment.. if you find a property being offered as a "rent to own", "Lease to Own", "lease option purchase", etc, etc, etc.. then don't be fooled.. these are all creative ways investors use to fool folks into believing they are buying when actually, they are renting and have no ownership rights whatsoever.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com
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