can i get a conventional loan with 670 fico?

Yes, there are many investors that will do a 5% down conventional loan with a 670 middle score. Work with a local Mortgage Banker/Broker rather than one of the big banks or big national mortgage factories. Unlike a bank employee, who is most likely just an order taker, a Mortgage Broker/Banker is Trained, Tested and Licensed in all aspects of Mortgage Origination. We have access to loan products of MANY lenders, not just those of ONE bank, and can properly guide you. But more importantly, we are trained to take a look at the various different options available to you and guide you into the one that makes the best sense for your situation. Don't forget to check out your selected Mortgage Originator at the National Mortgage Licensing System at www.NMLSConsumerAccess.org ~ Bert Carpenter, The LoansA2z team of NOVA Home Loans ~ NMLS 40586 ~ Licensed in Arizona (AZLO0911876 / AZBK0902429), Washington (WALO40586 / WACL3087) and California (CADOC40586 / CAFLL6036566). We are licensed by the CA-DBO under the CFLL and CRMLA. Loans made or arranged pursuant to CFLL or CRMLA license. ~ www.LoansA2z.com ~ 888-889-9950

Yes. In fact, Fannie Mae and Freddie Mac are now allowing 3% down on conventional loans. Feel free to contact me to go through the options and see which loan program is right for your situation.

Sure thing, a good loan officer would also compare conventional to FHA for you so you can make an informed decision.

Yes! A Conventional loan allows for as little as 5% down, and a 670 mid-FICO score.It's important that you take the time and effort to explore your lending options.There are several ways to structure your loan (e.g. monthly mortgage insurance or lender-paid mortgage insurance),I will be happy to show you clear Loan Comparisons so you can be fully informed of your options, and to make sure that your financial choices are in line with your current needs and longer term goals.Opes Advisors is a local and large West coast direct lending mortgage bank. Feel free to call me.Randy Free Direct Office Phone: (541) 984-5428Opes Advisors, Inc.Mortgage Advisor NMLS# 283930 NMLS# 2355844710 Village Plaza Loop, Suite 210, Eugene, OR 97401"Expert direct lender banking"

With a 670 you can qualify for the Conventional 97 as long as you meet the other requirements. With the conventional 97 you would only need to out down 3% for a down payment. Let's discuss your loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I have been lending nationwide since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - www.bartprequalifies.com - email Jamie@bartprequalifies.com - 800 315 8803

If the lender only looked at a credit score, then a 670 is within the acceptable range, however, it's not.. Income, Debt to Income Ratios, type of income (commissions, salary or hourly, self employed, retirement etc.) job tenure and time in industry, credit depth, the number of credit references, credit deficiencies, etc, etc, etc.. I could go on and on, but I think you get it by now.. the credit score is just one of many items that are considered when determining one's eligibility.. to know what you would qualify for, just pick up the phone and contact a LOCAL mortgage broker and apply with them. Once they see your complete loan profile, they will be better equipped to advise you properly. Also, by applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with many lenders with each one offering a different type of lending program. This is unlike the local bank which typically only has a few lending programs. The more lenders, the more lending options, and the more likely your scenario will be accepted.. Plus, the broker is experienced in seeking out the best loan terms for your particular scenario, and he has lower overhead which typically results in lower rates and fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Yes you can. I am happy to go through the loan process, loan numbers and answer any questions you have. Lea Snyder - Portland, OR - 503-577-3895 - MLO #39346