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Qualifying for mortgage after maternity leave

Our situation: husband employed for over a year at Fortune 500, stable work history over 3 years but we cannot get a mortgage (need about $500k) on his job alone. I had stable work history for over 4 years before maternity leave, hourly contractor on year-long projects at stable hourly rate, will go back to same, probably at same rate. We are willing and able to put 20% down in a conventional loan.I hear that FHA loans have laxer standards, could that be an option? Your input is highly appreciated. by rackgu_485_647 from Porter Ranch, California. Aug 29th 2011 Reply


Dan Paladin (dpaladin)
#356 ranked lender in California - 792 contributions

Contact me to further discuss in detail, we may be able to come up with a solution. 877-369-4319...regards Dan

Aug 29th 2011
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Deborah Garvin (loanmonarch)
#497 ranked lender in California - 53 contributions

There are a number of questions that require clarification. You were a contractor (i.e., self employed or 1099), when are you going back to work? Debt? In contract now? I understand you may not want to discuss the particulars of your situation online and welcome you to contact me for an indepth, no obligation analysis. Deborah 619.787.8212

Aug 30th 2011
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Gordon Dempsey (travlerm)
#24 ranked lender in Virginia - 26 contributions

i can help you get a lower FHa rate loan with less down payment, Please contact me at your earliest conveince at 540 293 9296. I would like to discuss the options you may have to get the loan you needGordon DempseyMorgtage Loan Specialist540 293 9296

Sep 2nd 2011
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