owe more than home is worth, what can i do to refinance?

VA does have a program to allow you to refinance, even if your behind, but timing is crucial.. you need to contact a local mortgage broker right away and let them look at your complete loan scenario.. only then can one advise you properly.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

In order to get approved, a lender will need to make sure the new payment is affordable. Being behind does not make it easy to get the approval. apply online: pdumouchel@primelending.com or call me at 843-619-6025 http://pdumouchel.primelending.com **PrimeLending was #4 purchase mortgage lender in the US in 2012 and 2013 as determined by MarketTrac(c) for Jan-Dec 2012 & 2013