Ok so if i sell my fha home then why does it say i can transfer to a new buyer? I need to sell to get aanother home. S

FHA loans are assumable, if the lender allows and the new buyer qualifies. You being the seller would still be liable for default if the new buyer misses their payments. You are still liable/responsible for the debt in an assumption. Your home is never truly yours 100% until you have paid off all liens/lenders, and have clear title to the property. If you had a 0.00 balance on your loan, then you sell it for 500k, minus fees and commissions, you get the remaining funds. When you have a loan, you have to payoff the loan. So if you sell this home, this loan must be paid off through escrow and you can take the remaining funds to put down on a new purchase

FHA loans are assumable,

If you transfer the loan on your present home to a new buyer, they would have to pay the difference to you in cash, in order for you to buy your new home.

You would have to being dealing with a borrower, who could pay the difference in cash